| 1. | Preconditions for liberalization of interest rates in china
试析我国利率市场化的条件 |
| 2. | China ' s liberalization of interest rate
关于我国利率市场化若干问题的研究 |
| 3. | The progress of our country ' s liberalization of interest rate accelerates recently
我国利率市场化的进程近来有所加快。 |
| 4. | The sixteenth congress declares to " push forward the reform of the liberalization of interest rate steadily , in order to optimize the disposition of finance resources "
十六大提出，要稳步推进利率市场化改革，优化金融资源的配置。 |
| 5. | In this thesis , the default rate can be inferred by using the historical data of bank risk division , the data of cost of funds can be got by using the funds transfer pricing , and use the activity - based costing to calculate the operation cost . all of these works are useful to the research on the loan pricing in the liberalization of interest rate
本文通过银行贷款五级分类历史数据推导出银行的违约概率,通过构造银行内部资金转移价格曲线确定资金成本,利用作业成本法进行贷款成本核算,为利率市场化趋势下我国商业银行的贷款定价做了一定的研究工作。 |
| 6. | In order to improve the effectiveness of monetary policy and accelerate economy growth in china , we can make more efforts on monetary transmission tunnels smoothness , capital market development and the liberalization of interest rate besides expanding money supply to increase demands
因而，货币政策为经济增长服务不应只注重通过货币供应量的增加来满足扩大需求的目的，对我国而言更重要的是疏导货币政策传导机制，发展资本市场，加快利率市场化的实现，进而提高货币政策的有效性。 |
| 7. | Specially the problems and imperfection of our open market operation reanalyzed exhaustively in this part . generally speaking , the insufficiency in the amount of treasury bill , the imperfection of treasury bill structure , the immaturity of bond market between banks and the non - liberalization of interest rates restrict the development of china ' s open market operation . at the end of the third part , some suggestions of policies are provided to improve china ' s open market operation
第三部分为本文的重点章节，主要讨论我国公开市场操作的发展及现状，其中更是着重分析了目前我国公开市场操作中存在的问题，从工具和环境两个角度入手，指出我国国债数量不足、结构不佳、银行间债券市场发育不成熟以及利率尚未实行市场化等现实条件制约了我国公开市场操作的发展完善。 |
| 8. | On the base of this point , the paper proposes four ways : first , the personal credit - information system should be built up ; second , government should establish the personal credit - guaranteed system ; third , liberalization of interest rate in the consumer credit market ; finally , developing the credit card ' s circulation loan function
在此认识的基础上，本文提出了解决抵押困境的途径：建立政府主导型的个人信用体系，成立各省市的个人信用担保机构，推进消费信贷利率市场化，大力发展信用卡的小额循环贷款功能。 |
